Your Total Fiscal Fitness

The goal here is to explain important areas such as budgeting, saving, and credit for everyone from first-time homebuyers to people planning their retirement. Whether a person is applying for his or her credit card or buying a home, three factors are always examined: credit history, income, and savings. Our experts will address these factors and a wealth of other important issues as we improve your fiscal fitness.

The Four Basic Points For Fiscal Fitness

• Personal Income - Gross income vs. net income (take home pay)
• Personal Budgeting - Develop a budget to plan for fixed, variable & discretionary expenses
• Savings Plan - How to prepare to meet your long term financial goals and needs
• Credit report & credit scores - The most important factor used to determine your ability to borrow money

Primary Helper for Your Total Fiscal Fitness:
Chip Howard. Chip Howard is a Vice President and mortgage banker with a large national bank. Over the past 14 years, he has helped thousands of people realize their dream: HOME OWNERSHIP! Chip's clients include first-time home buyers, families moving up into a larger home, buying a vacation home, and purchasing rental property for investment. On a daily basis he reviews his clients' loan applications, bank statements and credit reports. He advises them on the best mortgage program to fit their financial needs and goals. Also,his experience as an alumnus adviser to college students and campus organizations for the past eight years has given Chip  rare insights into how to coach people in the areas of budgeting, savings, understanding personal credit, and credit scores. You will enjoy  learning from Chip's unique perspective whether you're just beginning your career, starting a familiy or buying a home. Please contact us to learn more.

You Can Reach Chip at Chip@SuccessfulLifeChoices.com

Achieve your goals and dreams with self-improvement tips on fiscal fitness and money management from our life coaches.

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